Key benefits
Complete in as little as 10 days
Fast-tracked applications designed to meet tight auction deadlines with certainty.
Pre-approval available before auction
Know your borrowing capacity before you bid, attend the auction with confidence.
All property types considered
Residential, commercial, semi-commercial, land, and mixed-use properties all accepted.
Light adverse credit considered
Lenders focus on the property and exit strategy, not just your credit history.
Interest rolled up, no monthly payments
Interest can be added to the loan and repaid at exit, keeping your cash flow free.
Exit to mortgage or sale
Repay when you sell the property or refinance to a standard mortgage, flexible exit options.
How auction finance works
Get pre-approved before the auction
Win at auction, 10% deposit paid
Submit full application immediately
Valuation arranged urgently
Funds released before 28-day deadline
What you need
- Property address and purchase price
- Your exit strategy (sell or refinance)
- Proof of 10% deposit paid
- Basic ID and company details
Important: Auction finance is a form of bridging loan secured against property. Failure to repay could result in repossession. Ensure you have a clear exit strategy before proceeding. For a loan to be classified as "commercial," at least 40% of the property must be used for commercial purposes.
Estimate your monthly cost
Get an indicative quote in seconds. No sign-up required.
Auction finance calculator
Estimate the cost of bridging finance to complete an auction purchase within the 28-day deadline.
Illustrative only, not a quote. Facility £50,000 to £10,000,000.
Calculations are illustrative only. Actual rates, terms and fees are deal-dependent and vary by lender, business profile, and security. Speak to your broker for a tailored quote.
Frequently asked questions
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