Funding range
£5,000 to £2,000,000
Vehicles We Finance
Cars
Company cars, director vehicles, sales rep fleets. All makes and models.
Vans & Light Commercial
Transits, Sprinters, Transporters, all sizes for every business need.
Pickup Trucks
Workhorse vehicles for trades, construction, and agriculture.
HGV & Specialist
Larger commercial vehicles, specialist equipment, and agricultural machinery.
Finance Types Explained
Hire Purchase (HP)
You pay fixed monthly instalments and own the vehicle outright at the end of the term. The vehicle is the security, no additional assets needed. Terms from 12 to 60 months.
Finance Lease
You pay to use the vehicle. At the end of the term you can extend, hand it back, or sell and keep a share of proceeds. Lower monthly payments than HP, ideal if you want to upgrade regularly.
Contract Hire / Business Lease
Fixed monthly rental, vehicle goes back at the end of the term. Includes road tax, sometimes maintenance. No residual value risk. Popular for company car fleets.
Business Contract Purchase
Like contract hire but with an option to buy at the end. A good choice for drivers who want flexibility.
Key Benefits
Who We Help
We arrange vehicle finance for trades and construction businesses, delivery and logistics companies, field sales teams, healthcare professionals, and any UK business that needs vehicles to operate. Whether you need one car or thirty vans, the process is the same, simple and broker-managed.
How It Works
Tell us what you need
Vehicle type, number of vehicles, approximate value, and your preferred finance type if known.
We call you back
Within 2 hours. We ask a few questions and explain the options available to you.
Application submitted
We handle everything with the lender. Funds released or vehicle delivered direct.
Request a Callback
Tell us what vehicles you need. We'll call you back within 2 hours.
Estimate your monthly cost
Get an indicative quote in seconds. No sign-up required.
Hire purchase calculator for vehicles
Estimate monthly payments on a vehicle hire purchase agreement.
0.0% of vehicle price
36 months
Rate shown is a flat rate. The equivalent APR is higher.
Illustrative only, not a quote. Facility £20,000 to £500,000.
HP gives you full ownership at the end of the agreement. The vehicle is the security, no additional assets required.
Calculations are illustrative only. Actual rates, terms and fees are deal-dependent and vary by lender, business profile, and security. Speak to your broker for a tailored quote.
Finance lease calculator for vehicles
Estimate monthly payments with a balloon payment at the end.
Enter a vehicle price
30% of price
A bigger balloon lowers your monthly payments but leaves a larger lump sum to pay, refinance, or hand the vehicle back at the end.
Illustrative only, not a quote. Facility £20,000 to £500,000.
The balloon payment is a lump sum due at the end of the agreement. You can pay it to own the vehicle, refinance it, or hand the vehicle back. A larger balloon means lower monthly payments but a bigger sum at the end.
Calculations are illustrative only. Actual rates, terms and fees are deal-dependent and vary by lender, business profile, and security. Speak to your broker for a tailored quote.
Frequently asked questions
Not sure which product is right?
Ask Flo, our AI finance assistant can guide you through your options.