Why use working capital finance?
Fund wages and salaries
Ensure your team gets paid on time, even when cash flow is tight.
Pay suppliers on time
Maintain strong supplier relationships by meeting payment terms consistently.
Stock purchasing
Buy stock and inventory in advance to meet demand without draining reserves.
Seasonal cash flow support
Bridge the gap during quieter months so you're ready when demand picks up.
Flexible repayment terms
Choose terms from 3 to 24 months to suit your business cycle.
Unsecured options available
Access funding without putting up assets as security.
What you can use it for
- Payroll and wages
- Stock and inventory
- Rent and utilities
- Supplier invoices
- Marketing and growth
- Seasonal fluctuations
- Unexpected expenses
Estimate your monthly cost
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Business loan calculator
Estimate your monthly repayments and total cost over the term. Guide tool only.
£50,000
36 months
Illustrative only, not a quote.
Interest calculated on a reducing balance.
Calculations are illustrative only. Actual rates, terms and fees are deal-dependent and vary by lender, business profile, and security. Speak to your broker for a tailored quote.
Frequently asked questions
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