Free Resources

Business Finance Resources

Practical resources to help UK business owners manage cash flow, understand finance, and prepare for funding.

Commercial Finance Fact Find

Start your funding application. A confidential 5-step form covering your business, directors, finance needs and current position. We review and come back with options.

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Spreadsheet

3-Year Cashflow + P&L Model

A full Excel financial model: monthly P&L for Year 1, annual forecasts for Years 2 and 3, integrated cashflow, and a 3-year summary dashboard. Built for UK SMEs and lender-ready.

Download XLSX →

Slide Deck

Investor Pitch Deck Template

A 14-slide PowerPoint template covering problem, solution, market, traction, financials and the ask. Designed in Funding Flow's fintech style, drop in your numbers and present.

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Template

Cash Flow Forecast Template

A 12-month rolling cash flow forecast template built for UK small businesses. Includes VAT quarters, payroll line, and a funding gap indicator.

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Template

Business Loan Readiness Checklist

Before you apply for a business loan, check this list. Covers what lenders look at, documents needed, and what improves your chances.

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Tool

VAT Quarter Planner

Enter your VAT quarter end month and get your next 12 months of VAT filing and payment deadlines in a clean calendar view.

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Guide

Personal Guarantee Explainer

Plain English explanation of what a personal guarantee is, what you're agreeing to, and what to watch out for.

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Tool

HMRC Key Dates 2026

All the UK tax deadlines that matter, VAT, Corporation Tax, PAYE and Self Assessment, in one clean reference with a built-in reminder tool.

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Guide

Finance Glossary

Plain English definitions of the finance terms you'll encounter when applying for business finance. A–Z reference.

Browse Terms →