Corporation tax rates have increased significantly
Corporation tax rates increased from 19% to 25% in April 2023 for companies with profits over £250,000. Combined with the cost of running a business, many companies are finding their annual CT bill harder to absorb as a single payment. Spreading the cost over monthly instalments is an increasingly common, and sensible, approach.
Paid directly to HMRC
Terms from 3 to 12 months
All company sizes
Decision within 24 hours
Before or after deadline
Your CT bill shouldn't come at the expense of your business
Corporation tax can be one of the largest single outgoings a business faces each year. At 25%, a company generating £500,000 in profit faces a £125,000 bill, due in one payment.
We arrange finance through specialist lenders on our panel to spread that cost over 3 to 12 months. The funds are paid directly to HMRC on your behalf, and you repay in fixed monthly instalments that you can budget for.
Planning ahead or already past the deadline? We can help either way.
How it works
Tell us your CT bill amount and when it's due
We source the best option from our lenders, decision typically within 24 hours
Funds are paid directly to HMRC on your behalf
You repay in fixed monthly instalments over your chosen term
Why businesses spread their CT bill
Protect your cash flow
Keep your working capital available for operations, payroll, and growth, not locked up in a single HMRC payment.
Pay HMRC on time
Avoid interest and penalties by ensuring your CT is settled by the deadline, even if your cash position is tight.
Paid directly to HMRC
Our lenders pay HMRC on your behalf. Clean, simple, and professional.
All company sizes
From owner-managed businesses to larger companies. Limited companies of any size and sector can apply.
Adverse credit considered
Specialist lenders on our panel assess each case individually. Imperfect credit doesn't automatically disqualify you.
Use it every year
Many clients use CT finance annually. Once you've used the facility, renewals are typically faster.
Who qualifies
Limited companies trading for 12+ months, any sector, any size. Adverse credit considered on a case-by-case basis.
What you'll need to apply
CT Computation
Your corporation tax return or computation showing the amount due
Bank Statements
3 months of business bank statements
Company Details
Company registration number and director information
Payment Deadline
When your CT is due, or confirmation it's already overdue
Related finance options
Useful resources
Related at Funding Flow: VAT loans, HMRC Time to Pay loans, corporation tax loan calculator.
Official references: gov.uk pay your corporation tax, gov.uk if you cannot pay your tax bill.
Estimate your monthly cost
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VAT / HMRC loan calculator
Estimate your monthly repayments on a tax finance loan. Guide tool only.
£10,000 to £1,000,000 (£500,000 cap for PAYE / Self Assessment)
Illustrative only, not a quote.
Calculations are illustrative only. Actual rates, terms and fees are deal-dependent and vary by lender, business profile, and security. Speak to your broker for a tailored quote.
Frequently asked questions
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