Funding range
£10,000 to £2,000,000
Important distinction
This is NOT R&D tax credit consultancy, we don't help you make the claim. This product is for businesses that have already made a valid R&D claim and are waiting for HMRC to pay it. We advance the expected refund so you don't have to wait.
Who qualifies
How it works
Share your claim docs
You provide your R&D claim documentation and HMRC reference.
We arrange the advance
Up to 80% of the expected refund, released to your business.
HMRC pays the refund
When HMRC processes the claim, the refund is paid.
Advance repaid, you keep the rest
The advance is repaid from the refund. You keep the difference.
Why businesses use this
HMRC can take months to process R&D tax credit claims. For businesses that rely on the refund to fund further research, hire staff, or invest in growth, that delay creates real cash flow pressure. An R&D tax credit advance releases most of the expected refund immediately, so you can reinvest without waiting.
Estimate your monthly cost
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R&D tax credit advance calculator
Advance against an expected HMRC R&D tax credit claim.
70%
One-off fee charged on advanced amount.
6 months
Calculations are illustrative only. Actual rates, terms and fees are deal-dependent and vary by lender, business profile, and security. Speak to your broker for a tailored quote.
Frequently asked questions
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