Business Finance for Aberdeen. From £10k to £2m+

The energy sector runs on long project cycles and contracts that pay slowly, so an Aberdeen engineering firm can look profitable on paper yet still run short of cash while it waits to be paid. When a fabrication contract lands or a decommissioning job begins, the money for materials and crews is needed up front. That gap between doing the work and banking the payment is where growth quietly stalls. Businesses across the north east feel it most when energy prices swing and clients stretch their terms. Having the right funding lined up at the right moment keeps a project moving instead of parked.

For the yards and fabrication shops around Altens and Dyce, asset finance spreads the cost of machinery, plant and vehicles so one large bill does not drain the account. Invoice finance suits suppliers sitting on unpaid invoices from operators and tier-one contractors, releasing the cash tied up in that ledger. A secured or unsecured business loan funds a yard expansion or a jump in headcount, while VAT loans smooth the quarterly demand. We fit the product to the job rather than pushing you toward whatever is easiest.

Funding Flow is a commercial finance broker, not a lender. One application reaches 50+ lenders and we work every case ourselves, so you are not repeating the same paperwork over and over. Decisions often arrive within 24 hours and funding runs from £10k to £2m and beyond. We are not regulated by the FCA, which is correct for business to business commercial finance, and it lets us move at the pace an energy project actually demands.