Business Finance for Brighton. From £10k to £2m+

Brighton's economy is built on ideas and talent, from digital agencies to independent contractors and consultancies. That makes for a vibrant business scene and a tricky cashflow one. Agencies deliver projects and then wait on client payment terms, contractors move between engagements with gaps in between, and growth usually means hiring before the extra revenue lands. Because so little of the value sits in physical assets, owners often assume finance is closed to them, which is not the case. A broker who understands how a creative or service business actually earns can unlock funding that keeps the pipeline full and the team paid.

For the agencies and studios around the North Laine and New England Quarter, an unsecured business loan funds hiring and a growth push without touching equity. Invoice finance is a natural fit where revenue is tied up in unpaid invoices from larger clients on long terms. A VAT loan or HMRC finance keeps a quarterly bill from knocking cashflow off course, and asset finance handles IT and fit-out costs. We build the funding around how a digital business really operates.

Funding Flow is a commercial finance broker, not a lender, so we work for you across the market. One application reaches 50+ lenders and we manage every case in full, which means no repeated form-filling. Decisions often come within 24 hours and funding runs from £10k to £2m and beyond. We are not regulated by the FCA, which is correct for business to business commercial finance, and it keeps the process fast and personal.