Business Finance for Cambridge. From £10k to £2m+

Few places grow companies as fast as Cambridge, and rapid growth is its own funding problem. A biotech or software firm here can double in size in a year, which means hiring, equipping labs and taking on space long before the revenue or the next funding round catches up. That is precisely the point at which working capital gets tight, even for a business the whole market wants to back. The trick is bridging those gaps without slowing the momentum. Getting the right finance in place lets a Cambridge firm keep scaling on its own terms rather than pausing to wait for cash.

For the life-sciences and tech firms across the Science Park and Cambridge Biomedical Campus, asset finance spreads the cost of lab equipment, hardware and instruments so a heavy capital bill does not stall progress. An unsecured business loan funds hiring and expansion between raises, and invoice finance releases cash tied up in unpaid invoices from commercial partners. VAT loans smooth the quarterly demand. We fit the funding to the pace a scaling business actually runs at.

Funding Flow is a commercial finance broker, not a lender, so we search across 50+ lenders from one application and manage every case for you. That saves the founder time better spent on the business. Decisions often arrive within 24 hours and funding runs from £10k to £2m and beyond. We are not regulated by the FCA, which is correct for business to business commercial finance, and it keeps things quick when speed is the whole point.