Business Finance for Chesterfield. From £10k to £2m+

With the M1 on its doorstep, Chesterfield has built a solid base of engineering firms and distributors that supply well beyond Derbyshire. That location is a strength and a strain at once. Manufacturers commit to materials and machine time ahead of payment, while logistics operators cover fuel, wages and vehicle costs every week regardless of when customers pay. When a bigger contract arrives, the work has to be funded before it earns, and that is where a sound business can find itself short. Lining up the right finance in advance is what lets a Chesterfield firm say yes to growth instead of watching it pass by.

For the engineering firms and distributors around the Markham Vale and Whittington Moor estates, asset finance spreads the cost of machinery, forklifts and vehicles across their working life. Invoice finance turns unpaid invoices from larger customers into working capital you can use now. A secured or unsecured business loan funds a bigger unit or extra capacity, and VAT loans ease the quarterly bill. We fit the funding to the way your business produces and delivers.

Funding Flow is a commercial finance broker rather than a lender, so we put one application in front of 50+ lenders and manage every case for you. There is no repeating the same forms for one bank after another. Decisions often come within 24 hours and funding runs from £10k to £2m and beyond. We are not regulated by the FCA, which is correct for business to business commercial finance, and it keeps the whole process fast and simple.