Business Finance for Exeter. From £10k to £2m+

Exeter is the commercial hub of the wider South West, a regional centre where healthcare, professional services and a growing technology sector carry the economy. It is a city of clinics and care providers, advisory firms, agencies and knowledge-based businesses, and its cashflow pressures reflect that mix. Care and healthcare operators wait on framework and insurer payments while staffing and running costs continue daily. Consultancies invoice on terms that outrun the wage bill. Tech firms spend on people and product ahead of revenue. In a service economy, the value sits in work delivered and hours billed, and that value takes time to turn back into cash.

Around the Marsh Barton and Sowton trading estates, businesses draw on a spread of finance. Invoice finance releases cash from unpaid client and trade invoices, easing the wait on payment terms. Unsecured business loans fund hiring, fit-out and expansion where there is little physical security to offer. Healthcare and clinical operators use asset finance for equipment, and VAT loans keep quarterly bills clear. Independent shops, cafes and hospitality venues across the city centre and quayside suit a Merchant Cash Advance, repaid as a percentage of daily card takings. Commercial mortgages and bridging finance help those buying or improving premises.

We are a commercial finance broker, so an Exeter business gets the market rather than one lender's answer. A single Funding Flow application reaches more than 50+ lenders, from high-street banks to specialists who understand service and healthcare income. We manage the case ourselves and return with the best-matched options, often within 24 hours, arranging from £10k to £2m and beyond. We are not regulated by the FCA, which is correct for business to business commercial finance, and it keeps a straightforward deal moving without consumer paperwork. You look after the clients. We find the funding behind them.