Business Finance for Manchester. From £10k to £10m

Manchester is the largest economy in the North and it moves fast: tech scale ups, media and creative studios, finance houses and a deep professional services base all competing for talent and growth. Fast growth eats cash, and that is where funding decisions get made under pressure. Funding Flow exists to take that pressure off. We are a commercial finance broker, not a lender, so rather than sending you to one bank we take your case out to the whole market and come back with the options that genuinely suit a Manchester business at its stage.

Technology and consultancy firms across the city usually want flexible unsecured business loans to hire ahead of revenue or fund a product push, drawn down without securing the family home. Recruitment and staffing agencies rely on invoice finance to keep wages flowing while clients take their time paying. Established firms buying premises turn to commercial mortgages, VAT loans smooth the quarterly bill, and asset finance covers the equipment behind the growth. Card led bars, restaurants and retailers can use a Merchant Cash Advance, repaid as a share of daily card takings so quiet weeks cost less.

You send one application, we place it in front of 50+ lenders, a broker owns the case from start to finish and many decisions come back inside 24 hours. Comparing the whole market at once means a Manchester firm is measured against every relevant funder rather than a single bank's appetite, which tends to sharpen both rate and structure. Funding Flow is not regulated by the FCA, which is correct for business to business commercial finance.