Business Finance for Middlesbrough. From £10k to £2m+

Middlesbrough sits at the heart of Teesside industry, where process manufacturing, heavy engineering and construction shape the working landscape. These are capital intensive businesses, so the difference between winning a contract and turning it down often comes down to whether the funding is in place. Funding Flow helps put it there. We are a commercial finance broker rather than a lender, which means our loyalty is to your business: we take a single case to the wider market and find the lender prepared to back what you are building on Teesside.

Process and engineering manufacturers use asset finance to fund plant, tooling and vehicles without emptying the bank, and can refinance existing assets when a large order needs cash upfront. Construction and civils firms lean on development finance and bridging to keep sites active while valuations and staged payments catch up. Secured and unsecured business loans cover expansion, invoice finance releases money tied up in unpaid applications for payment, and VAT loans spread the bills that always seem to land at the worst moment for a busy yard.

One application reaches 50+ lenders, a named broker stays with you from enquiry to drawdown and many answers arrive within 24 hours. Because the whole market is in play at once, a Teesside firm is weighed against every relevant funder rather than the appetite of one bank, which usually means a better fit on both rate and terms. Funding Flow is not regulated by the FCA, which is correct for business to business commercial finance, and it lets us respond at the speed heavy industry demands.