Business Finance for Northampton. From £10k to £2m+

Northampton sits at the centre of the UK's logistics golden triangle, where distribution and warehousing firms dominate and manufacturing and wholesale fill in around them. Move a national supply chain through your yard and your funding has to keep pace with fleet, stock and space. Funding Flow is set up for that reality. As a commercial finance broker we do not lend ourselves, we find the lender who will, taking your case to the whole market so a Northampton operator gets the option that fits rather than the one product its own bank happens to push.

Haulage and warehousing firms use asset finance to fund lorries, trailers and materials handling equipment without draining cash, and can refinance an existing fleet to fund the next depot. Wholesalers reach for stock and trade finance to buy in volume ahead of demand and hold margin on bulk deals. Manufacturers pair asset finance with invoice finance to keep production and payroll steady between orders and payments, while VAT loans smooth the tax bills that arrive at the wrong time and unsecured business loans fund the wider push for growth.

The route is straightforward: one application, 50+ lenders approached for you, a broker on the case throughout and decisions frequently within 24 hours. Putting the whole market to work in a single pass means a Northampton firm is compared across every relevant funder at once, which usually sharpens both the rate and the terms on offer. Funding Flow is not regulated by the FCA, which is correct for business to business commercial finance.