Business Finance for Salford. From £10k to £2m+

Salford has grown well beyond its industrial roots, and today its economy runs on digital studios, media production and a busy distribution corridor feeding Greater Manchester. Funding Flow is a commercial finance broker rather than a lender, so when you come to us we take one application and put it in front of 50+ lenders at once. That saves you filling in the same forms again and again. A named broker stays on your case from first enquiry to drawdown, and because we know which funders suit which trade, decisions often land within 24 hours. Facilities run from £10k to £2m and beyond.

For the IT and creative firms clustered around MediaCity, cash tends to sit in unpaid client invoices while wages and software costs fall due monthly. Invoice finance releases that money as soon as you raise the bill, and an unsecured business loan can cover a hiring push or a new project without tying up equipment. Salford's haulage and courier operators lean more on asset finance to fund vans and trailers, spreading the cost over the working life of the vehicle rather than paying up front. Retailers and hospitality sites taking card payments can look at a Merchant Cash Advance, repaid as a share of daily card takings.

We also arrange VAT loans and HMRC tax finance for firms facing a lumpy bill, plus commercial mortgages and bridging for anyone buying premises or studio space in the area. Because we sit across the whole market, we can weigh a secured loan against an unsecured one and tell you honestly which works out cheaper for your situation. Funding Flow is not regulated by the FCA, which is correct for business to business commercial finance. If you trade in or around Salford and want a straight answer on what you can borrow, send us the basics and we will come back quickly.