Business Finance for Wigan. From £10k to £2m+

Wigan makes good use of its place on the M6, with warehousing and distribution employers sitting alongside a durable manufacturing sector. When these firms need funding they want it settled quickly, and a broker across the whole market beats approaching lenders one by one. Funding Flow does not lend its own money. We take a single application and present it to 50+ lenders, then hand you back the offers worth a look, with one broker on the case from start to finish. Decisions are often made within 24 hours, and we place facilities from £10k to £2m and above.

Distribution and haulage firms fund vans, trucks and warehouse equipment through asset finance, keeping working capital for the running costs that never stop. Manufacturers do likewise for machinery, paying as it earns. Wholesalers carry cash in stock and in invoices waiting to be paid, so invoice finance and trade finance keep the goods moving and the account healthy. A shop, trade counter or hospitality venue with regular card takings can use a Merchant Cash Advance, which is repaid as a share of daily card takings and drops back when a quiet week comes along.

A warehouse move is a common milestone for firms in the town. We also arrange VAT loans, HMRC tax finance, unsecured and secured business loans, commercial mortgages and bridging for firms buying or expanding premises. Because we cover the whole market we can compare one route with another and give you the honest cheaper answer rather than a quick sale. Funding Flow is not regulated by the FCA, which is correct for business to business commercial finance. Send us a short summary of what your Wigan business needs and we will reply promptly.