Business Finance for York. From £10k to £2m+

York's economy is broad and service led, taking in a strong tourism trade, a growing technology sector and a solid base of professional and healthcare firms. Funding needs vary widely across that mix, and a broker who knows the whole market can match the need to the right lender. Funding Flow does not lend its own money. We take one application, put it to 50+ lenders and return the offers worth considering, with a single broker on the case from enquiry to drawdown. Decisions often arrive within 24 hours, and we arrange facilities from £10k to £2m and beyond.

Technology and IT firms carry their value in people and contracts, so invoice finance and unsecured business loans tend to suit them, funding payroll and growth between client payments. Professional and consultancy practices often want a straightforward business loan for hiring or a move, or VAT and tax finance to smooth an awkward quarter. Healthcare and care providers need funding for equipment, refurbishment or property, where asset finance and commercial mortgages fit. The city's hotels, restaurants and shops taking heavy card income can use a Merchant Cash Advance, repaid as a share of daily card takings.

Premises matter as service firms grow across the city. We also arrange HMRC tax finance, secured business loans, bridging and development finance for firms buying, refurbishing or refinancing premises in and around the city. Working across the whole market means we can compare a secured deal with an unsecured one and tell you plainly which is the better value. Funding Flow is not regulated by the FCA, which is correct for business to business commercial finance. Send us a short outline of what your York business needs and we will respond quickly.