Business funding, without the complexity
Funding Flow is a UK commercial finance broker. We help limited companies, LLPs and sole traders raise between £10,000 and £10,000,000 from a panel of more than 100 UK lending partners. One short enquiry, one dedicated broker, and a shortlist of the strongest options for your business, usually within 24 hours.
What we fund
We arrange finance across the full commercial market. Working capital and growth funding through business loans, unsecured loans and secured business loans. Card-takings-linked facilities through a merchant cash advance. Equipment, vehicles and machinery on asset finance. Cash tied up in unpaid invoices released through invoice finance. Tax bills spread with VAT loans and HMRC finance. Property purchases and projects funded through bridging loans, commercial mortgages and development finance.
How it works
Tell us what you need in a 60 second enquiry. Your dedicated broker compares options across our lender panel the same working day, packages your case, and presents indicative terms before any full application is submitted. Once you choose, we manage the application, underwriter questions and documentation through to formal offer. On acceptance, funds for unsecured facilities are typically released within 24 hours. You can model repayments and indicative costs upfront using our funding calculators, or skip straight to a full application through our fact find.
Why use a broker
High street banks decline a large share of small and medium business applications, and rarely shop the wider market. As a broker, Funding Flow has live appetite from challenger banks, specialist lenders, asset finance houses, MCA providers, invoice financiers and property lenders. That breadth means a stronger chance of approval, sharper terms, and a structure that actually fits how your business trades. Useful background reading: gov.uk business finance support and the Bank of England base rate, which feeds directly into commercial lending pricing.
Frequently asked questions
How much can I borrow through Funding Flow?
We arrange business finance from £10,000 to £10,000,000 across unsecured loans, secured loans, merchant cash advance, asset finance, invoice finance, property and HMRC finance.
How quickly can I get funded?
Many unsecured facilities pay out within 24 to 48 hours of approval. Secured and property-backed facilities follow standard legal completion timelines.
Is Funding Flow a lender?
No. Funding Flow is a UK commercial finance broker. We compare options across 100+ UK lending partners and present the strongest fit for your business.
What does it cost to enquire?
Enquiring is no obligation. You only proceed if you accept a formal offer. Any broker fee is disclosed in writing before you commit.
Which businesses do you fund?
UK limited companies, LLPs and sole traders across most sectors, including hospitality, construction, retail, professional services, transport and property.